SF Mortgage Rate Tracker

Loan baseline: $1,300,000 10/6 ARM jumbo @ 5.875% · ZIP 94107 · 790+ FICO · settings & manual entry
10yr Treasury
4.410%
Best: 10yr Treasury (DGS10)
30yr fixed
6.370%
Best: FRED 30yr Fixed (MORTGAGE30US)
threshold: 5.750%

10yr Treasury

LenderCategoryRateAPRCapturedSource
10yr Treasury (DGS10) index proxy 4.410% 2026-05-09 03:57:57 api

30yr fixed alert ≤ 5.750%

LenderCategoryRateAPRCapturedSource
FRED 30yr Fixed (MORTGAGE30US) index proxy 6.370% 2026-05-09 03:57:57 api
Mortgage News Daily 30yr index proxy 6.420% 2026-05-09 03:57:57 scrape

No recent data (last 14 days)

LenderCategoryMethod
Bank of America major bank http — scraper may need a pattern update
Chase major bank http — scraper may need a pattern update
Citi major bank http — scraper may need a pattern update
Wells Fargo major bank http — scraper may need a pattern update
First Tech Federal CU credit union http — scraper may need a pattern update
Patelco Credit Union credit union http — scraper may need a pattern update
Provident Credit Union credit union http — scraper may need a pattern update
San Francisco Federal CU credit union http — scraper may need a pattern update
SF Fire Credit Union credit union http — scraper may need a pattern update
Merrill / BofA Preferred relationship manual — enter manually
Morgan Stanley Private Bank relationship manual — enter manually
Schwab Bank (Rocket) relationship manual — enter manually
UBS relationship manual — enter manually

Disclaimer: scraped lender pages can break or paywall jumbo ARM rates. Treat displayed rates as directional and confirm by phone before acting. Relationship-pricing lenders (Schwab/Rocket, Morgan Stanley, Merrill, UBS) require manual entry after a quote.